Campaigning Against Financial Hardship
Financial-support campaigning covers much more than benefits.
Organisations across the UK are campaigning around:
- Cost of living
- Low pay
- Universal Credit
- Disability benefits
- Carer's Allowance
- Child poverty
- Food insecurity
- Energy bills
- Council tax
- Problem debt
- Affordable credit
- Banking
- Insurance
- Pensioner poverty
- Scams and fraud
- Financial inclusion
This page brings together organisations, campaign movements, public actions and petitions.
It is not intended to replace individual benefits, debt or financial advice.
Experienced Banking Customers Can Be Targeted
Fraud warning – nearly £20,000 targeted
A reported case highlighted how even experienced banking customers can be caught by sophisticated fraud.
Fraudsters reportedly gained access to a woman's bank account and attempted to move almost:
£20,000.
The bank's fraud-detection systems intervened before the full amount could be taken.
The case is a reminder that modern scams can appear convincing and professional, and that fraud prevention cannot rely only on customers spotting every scam themselves.
Banks, technology companies, payment providers and online platforms all have an important role in preventing financial fraud.
Scam & Banking Fraud Campaigns
Which? – Stamp Out Scams
Which? has run a major campaign to strengthen protection against fraud.
Its campaign has pushed for:
- Stronger protection from bank-transfer scams
- Reimbursement for victims
- Action against fraudulent online adverts
- Greater responsibility for technology platforms
- Better protection for people targeted by sophisticated scams
In 2026 Which? continued campaigning for Big Tech platforms to take greater responsibility for scam advertising.
Hold Social Media Companies Accountable for Scam Investment Adverts
This UK Parliament petition calls for social-media companies to be held responsible for publishing paid scam investment advertisements.
It argues that people are losing savings through fraudulent adverts, including fake celebrity endorsements.
Closes: 31 January 2027
Stop Scam Emergency Trade Adverts
This petition calls for search engines to verify emergency-trade advertisers and take stronger action against scam adverts and “bait and switch” pricing.
Closes: 10 September 2026
National Cost of Living Campaigns
Cost of Living Action
Cost of Living Action is a coalition of charities, trade unions, civil-society organisations and grassroots groups.
The coalition relaunched for 2026 with a new set of demands.
Its three main campaign pillars are:
- Ensure people have enough income to live well
- Make essentials affordable
- Rebalance taxation, including greater taxation of wealth
Campaign areas include:
- Wages
- Social security
- Housing
- Energy
- Tax
Joseph Rowntree Foundation
The Joseph Rowntree Foundation researches poverty and campaigns for policy change aimed at increasing economic security.
Current priorities include:
- Social-security adequacy
- Secure work
- Housing affordability
- Reducing destitution
- Increasing financial resilience
JRF is also a major partner in the Guarantee Our Essentials campaign.
Pay, Working Hours & Employment Campaigns
Living Wage Foundation – Real Living Wage
The Living Wage Foundation runs the UK's voluntary Real Living Wage campaign.
Unlike the statutory National Living Wage, the Real Living Wage is independently calculated according to living costs.
The current rates are:
- £13.45 across the UK
- £14.80 in London
More than 16,000 employers are accredited.
Living Hours
Living Hours campaigns against insecure and unpredictable work.
Accredited employers commit to measures including:
- At least four weeks' notice of shifts
- Contracts reflecting normal hours worked
- Guaranteed minimum hours for workers who want them
- Greater protection against last-minute shift changes
In August 2026 the campaign reached its 300th accredited employer.
Living Pension
The Living Pension campaign encourages employers to help workers build a pension capable of providing an adequate income in retirement.
It complements the Real Living Wage and Living Hours campaigns.
Benefits & Social Security Campaigns
Turn2us – Stop the Stigma. Fix the System.
Turn2us campaigns for a social-security system that treats people with dignity and respect.
Its campaign calls for:
- Simpler access to disability benefits
- Better PIP assessment processes
- Assessor training
- Supportive Jobcentre conversations
- Less reliance on sanctions
- A social-security system based on trust rather than suspicion
Campaign activity has included an open letter to the DWP, Parliamentary events and work with people who have lived experience.
Turn2us – Challenging Disability Benefit Cuts
Turn2us has worked with disability organisations and people with lived experience to challenge reductions in health and disability-related social-security support.
Its campaigning has included:
- Open letters
- Policy briefings
- Responses to Government welfare reform proposals
- Campaigning for meaningful co-production with disabled people
Guarantee Our Essentials
Trussell and the Joseph Rowntree Foundation are campaigning for an:
Essentials Guarantee in Universal Credit.
The proposal is for Universal Credit's standard allowance to have a protected minimum based on an independent calculation of essential living costs.
The campaign also proposes that deductions should not normally push support below that minimum.
More than 100 organisations support the campaign.
Disability & Financial Security Campaigns
Benefits Without the Fight
Scope campaigns for disabled people to receive the correct benefits decision without unnecessary appeals.
It calls for disabled people to have the right to request an appropriate benefits assessor.
Campaign concerns include:
- Incorrect assessment decisions
- Stressful appeals
- Poverty caused by lost support
- Assessor knowledge of disability
Disability Price Tag
Scope's Disability Price Tag research highlights the additional costs faced by disabled households.
The 2025 report estimated disabled households required an extra:
£1,095 per month on average
to achieve the same standard of living as a non-disabled household.
Campaign issues include:
- Energy costs
- Equipment
- Transport
- Care costs
- Housing and adaptations
Scope – Futureproofing Benefits
Scope's 2026 policy work calls for disability-benefit reform to focus on creating a sustainable, fair system rather than simply cutting support.
Scope has argued that:
- PIP should remain separate from work assessments
- Disabled people should be involved in reform
- Financial support should reflect disability-related costs
- Assessments should be fair and accurate
Food Poverty & Child Poverty Campaigns
Trussell – End the Need for Food Banks
Trussell's long-term campaign goal is a UK where people no longer need food banks to afford essentials.
Its campaign focuses on:
- Increasing household incomes
- Improving social-security adequacy
- Preventing destitution
- Guaranteeing essential living costs
- Reducing emergency food-bank use
Child Poverty Action Group
CPAG campaigns against child poverty across the UK.
Current campaign priorities include:
- Abolishing the benefit cap
- Restoring the value of children's benefits
- Expanding free school meals
- Improving social security
- Increasing Scottish Child Payment
Its long-running campaign against the two-child limit achieved a major policy change when the limit was removed in April 2026.
End Child Poverty
End Child Poverty is a coalition of more than 100 organisations campaigning for a UK free from child poverty.
It brings together:
- Children's charities
- Anti-poverty organisations
- Faith groups
- Trade unions
- Social-justice organisations
Debt Campaigns
Room to Repay – Council Tax Debt
StepChange is campaigning for people in council-tax arrears to be given fairer and more realistic opportunities to repay.
The campaign argues that aggressive collection and confusing letters can make financial problems worse.
Campaign priorities include:
- Fairer council-tax collection
- Better communication
- Affordable repayment arrangements
- Earlier support
- Reducing harmful enforcement
Plug the Gap – Energy & Water Social Tariffs
StepChange is campaigning for national social tariffs so households on low incomes can afford essential energy and water.
The campaign argues that people should not have to take on debt simply to heat their homes or use necessary water.
Debt Awareness Week
StepChange's annual Debt Awareness Week raises awareness that problem debt can happen to anyone and encourages people to seek support earlier.
The 2026 campaign ran from:
16–22 March 2026
under the theme:
“Debt doesn't define you.”
Credit Safety Net
StepChange campaigns against people being forced to use credit to pay for basic essentials.
Campaign goals include:
- Safer lending
- Better affordability checks
- Early intervention
- Affordable alternatives to high-cost credit
- Improved financial resilience
Becoming a Nation of Savers
StepChange campaigns for policies making it easier for people on low and moderate incomes to build emergency savings.
The aim is to reduce the number of households forced into borrowing when unexpected costs arise.
Financial Inclusion & the Poverty Premium
Fair By Design – End the Poverty Premium
Fair By Design campaigns against people on low incomes being charged more for essential products and services.
This is known as the:
Poverty Premium.
Campaign areas include:
- Energy
- Insurance
- Credit
- Payments
- Financial inclusion
Its 2026 research estimates the poverty premium costs the British economy around:
£2.8 billion a year.
Fair By Design – Energy Social Tariff
Fair By Design is part of a coalition campaigning for a targeted energy social tariff.
It wants eligible low-income households to:
- Receive discounted energy
- Be automatically enrolled where possible
- Receive support funded fairly
- Not pay extra simply because of the way they pay their bill
Energy & Fuel Poverty Campaigns
National Energy Action – Ending Child Fuel Poverty
National Energy Action campaigns to address fuel poverty across the UK.
Its child fuel-poverty campaign focuses on children living in homes that families cannot afford to heat properly.
Campaign priorities include:
- Affordable energy
- Energy-efficiency improvements
- Better targeted support
- Protection for vulnerable households
Fuel Poverty Awareness Day
National Energy Action's 2026 Fuel Poverty Awareness Day will take place on:
Wednesday 18 November 2026.
The campaign encourages supporters to:
- Share fuel-poverty campaign materials
- Contact MPs, MSs and MLAs
- Raise awareness of energy debt
- Campaign for warmer, affordable homes
Citizens Advice – Energy Debt & Fair Pricing
Citizens Advice uses evidence from millions of contacts with consumers to campaign for stronger protection in essential markets.
Its 2026 priorities include:
- Reducing energy debt
- Targeted support for households with high energy needs
- Fair pricing
- Consumer protections
- Action where companies make excessive returns
Money & Mental Health Campaigning
Money and Mental Health Policy Institute
Founded by Martin Lewis, the Money and Mental Health Policy Institute campaigns to break the link between financial difficulty and mental health problems.
Its wider work has focused on:
- Safer financial services
- Better treatment by creditors
- Protection against online scams
- Accessible communication
- Debt and suicide prevention
- Vulnerable-customer protection
Carer Poverty Campaigns
Carer Poverty Coalition
The Carer Poverty Coalition is led by Carers UK and brings together organisations campaigning against financial hardship among unpaid carers.
In 2026 the coalition marked the 50th anniversary of Carer's Allowance by calling for a comprehensive review.
Its goals include:
- Increasing support for carers
- Reviewing Carer's Allowance
- Improving means-tested carer support
- Reducing carer poverty
- Recognising the financial impact of unpaid care
Pensioner Poverty Campaigns
Independent Age – Credit Where It's Due
Independent Age campaigns to improve Pension Credit uptake and tackle financial hardship among older people.
Its campaign argues that many eligible pensioners are missing out on support they should receive.
Campaign activity includes:
- Public awareness
- Letters to ministers
- Campaigner networks
- Calls for reform of Pension Credit
- Action against pensioner poverty
Scotland – Financial Support Campaigns
Challenge Poverty Week 2026
The Poverty Alliance coordinates Challenge Poverty Week in Scotland.
In 2026 it runs from:
5–11 October 2026.
The campaign brings organisations and communities together to:
- Challenge stigma around poverty
- Call for stronger social security
- Campaign on low pay
- Promote secure employment
- Push for action on fuel poverty
- Encourage political action
CPAG Scotland – End Child Poverty
CPAG Scotland and the End Child Poverty coalition campaign for Scotland to meet its statutory child-poverty targets.
Current priorities include:
- Increasing Scottish Child Payment
- Expanding free school meals
- Improving social security
- Better support for families in debt
- Affordable social housing
- Flexible and affordable childcare
School Shouldn't Cost
The campaign brings together the views of children and young people about poverty-related barriers in Scottish education.
Its 2026–31 manifesto calls for:
- Action on child poverty
- Removing school-related costs
- Helping families meet education costs
- Making school participation genuinely accessible
Wales – Financial Support Campaigns
Bevan Foundation – Welsh Benefits System
The Bevan Foundation has campaigned for a more joined-up Welsh Benefits System.
The aim is to make devolved financial support:
- Easier to understand
- Easier to claim
- More consistent
- More automatic where possible
- Better coordinated across different schemes
Its wider 2026 anti-poverty proposals include:
- Expanding free school meals
- Strengthening the Discretionary Assistance Fund
- Reducing fuel poverty
- Council-tax reform
- Support with childcare costs
Citizens Advice Cymru – Cost of Living & Consumer Campaigning
Citizens Advice Cymru uses evidence from advice services to campaign for policy changes affecting households in Wales.
Campaign and policy work includes:
- Debt
- Energy
- Benefits
- Housing
- Cost of living
- Consumer protections
Northern Ireland – Financial Support Campaigning
Advice NI – Social Security & Welfare Reform
Advice NI campaigns on issues identified through Northern Ireland's independent advice network.
Its policy work includes:
- Universal Credit
- Disability benefits
- Welfare reform mitigations
- Debt
- Cost of living
- Benefit administration
Advice NI was part of the Welfare Reform Mitigations Group which helped secure significant mitigation funding for Northern Ireland.
Consumer Council – Cost of Living Advocacy
The Consumer Council for Northern Ireland represents consumers across:
- Energy
- Transport
- Food
- Financial services
- Cost of living
Its 2026 work tracks the impact of rising prices and energy costs on Northern Ireland households and challenges providers and policymakers where consumer protection is needed.
Financial Support Petition Directory
The petitions below are created by members of the public.
Their wording represents what the petition creator is asking Government to do.
Listing a petition does not mean Right First Time UK endorses its proposal.
Signature totals change continuously, so the page focuses on:
- The proposal
- Whether it is open
- The closing date
Open UK Parliament Financial Support Petitions
Raise the Personal Tax Allowance to £18,000
Calls for the tax-free Personal Allowance to be increased to £18,000.
The petition has already received a formal Government response.
Closes: 30 September 2026
Increase Universal Credit Savings Limits
Calls for the £6,000 and £16,000 capital thresholds to be increased to reflect inflation and then uprated automatically.
Closes: 17 February 2027
Stop DWP Bank Account Information Powers
Calls for Parliament to reconsider powers allowing DWP to receive certain information connected to Universal Credit eligibility.
The petition raises concerns about privacy and vulnerable claimants.
Closes: 25 September 2026
Stop Reduction in the Universal Credit Disability Element
Calls on Government to reverse reductions affecting the health element of Universal Credit for new claimants.
Closes: 1 November 2026
Review Motability Advance Payments
Calls for Government to review and cap increases in Motability Advance Payments and consider affordability for disabled people.
Closes: 30 October 2026
Reform Carer's Allowance Earnings Rules
Calls for carers to be able to earn more without losing Carer's Allowance.
The petition argues that current rules can make it difficult for unpaid carers to remain in work while providing substantial care.
Closes: 24 October 2026
Improve Maternity Pay & Family Financial Support
Calls for:
- Higher statutory maternity pay
- Review of Universal Credit thresholds
- Greater access to maternity grants
Closes: 24 September 2026
Abolish Council Tax & Replace It With National Funding
Calls for council tax to be abolished and local councils instead funded through national taxation.
Closes: 25 September 2026
Increase Single Person Council Tax Discount to 50%
Calls for the current Single Person Discount to be increased from 25% to 50%.
Closes: 30 December 2026
Increase Local Housing Allowance Rates
Calls for Local Housing Allowance to be increased so housing support more closely reflects real private-rental costs.
Closes: 24 January 2027
Free School Meals for All Children Up to 16
Calls for all children up to age 16 to receive free school meals, regardless of household benefit status.
Closes: 28 February 2027
Social Media Accountability for Scam Investment Ads
Calls for social-media companies accepting payment for scam investment advertising to face stronger responsibility.
Closes: 31 January 2027
Search for More Current Petitions
New petitions are published frequently.
Campaign Wins & Important Earlier Campaigns
Some campaigns in financial support have already resulted in major changes.
StepChange – Breathing Space
StepChange campaigned from 2014 for statutory protection giving people time to obtain debt advice without immediate enforcement pressure.
The campaign led to the:
Debt Respite Scheme – Breathing Space.
It launched in England and Wales in May 2021 and can provide qualifying people with a temporary pause on most:
- Interest
- Fees
- Charges
- Enforcement action
Money & Mental Health – Stop the Charge
Stop the Charge campaigned against people with mental-health problems being charged for medical evidence needed to obtain support from creditors.
Following the campaign, GP charging for the standard Debt and Mental Health Evidence Form was ended in England.
Money & Mental Health – Stop the Debt Threats
The campaign challenged intimidating and outdated wording in statutory debt letters.
It called for debt correspondence to be:
- Clearer
- Less threatening
- More supportive
- Better designed for people in financial distress
Rules governing relevant debt letters were subsequently changed.
CPAG – Two-Child Limit Campaign
CPAG and many other anti-poverty organisations campaigned for years against the two-child limit in means-tested benefits.
The policy was removed in:
April 2026.
CPAG now lists this as an important campaign success while continuing to campaign on the benefit cap, children's benefits and free school meals.
Different Campaigns – Common Financial Pressures
Income
Campaigns call for higher wages, adequate benefits and greater financial security.
Debt
Campaigners want earlier help and less harmful collection and enforcement practices.
Energy
Campaigns call for affordable heating, social tariffs and action against fuel poverty.
Disability
Campaigners argue financial systems must recognise additional disability-related costs.
Carers
Unpaid carers campaign for greater financial recognition and more flexible Carer's Allowance rules.
Food Poverty
Anti-poverty organisations want household incomes high enough that emergency food banks are no longer routinely required.
Banking & Scams
Campaigners want banks, payment systems and technology companies to take greater responsibility for preventing fraud.
Financial Inclusion
Campaigns challenge situations where people with the least money are charged the most for essential services.
Financial Hardship Should Not Mean Being Left Without Options
Some campaigns focus on wages.
Others focus on benefits, food, energy, debt, disability, carers or financial services.
Some are asking Government to spend more. Others are demanding changes to regulation, taxation, consumer protection or the way existing systems operate.
They do not all agree on every solution.
But a common issue appears repeatedly:
People should be able to afford life's essentials without being pushed into poverty, unmanageable debt or financial exploitation.
Right First Time UK
This is a campaign-awareness page and not financial, legal, debt or benefits advice.
Campaign organisations and petition creators express their own positions. Inclusion does not mean that Right First Time UK agrees with every proposal.
Campaign information changes regularly. Some organisations run continuing long-term movements rather than one single petition.
Campaigns that have already achieved their principal objective, including Breathing Space and Stop the Charge, have been labelled as campaign wins rather than presented as new campaigns.
Petition signature numbers can change minute by minute. Always open the official Parliament petition page to check its current status and full wording before signing or sharing.
The short banking-fraud story on this page summarises the linked news report supplied for this campaign page. It is included to support public awareness of scam risks.
Different financial-support policies apply in England, Scotland, Wales and Northern Ireland. UK-wide campaigns may therefore ask for different changes from UK Government and devolved governments.
Campaign directory checked: 29 August 2026.
